Feature Articles 2014

14/04/2014 15:07:06 Lottery Scams – It’s REAL!

Most of you may have received an email from a member of a Nigerian family with wealth. It is a desperate cry for help in getting a very large sum of money out of the country. A common variation is a woman in Africa who claimed that her husband had died, and that she wanted to leave millions of dollars of his estate to a good church.

14/04/2014 15:05:50 Identity Theft or ID Fraud

We all value safety and security when it comes to our money, our property and our name. A situation where some imposter steals your bank account details, your property details and your very name to siphon your money may be unimaginable, but is a very serious one that can result in huge personal losses. This is not a story anymore but a reality which is known as “Identity theft or ID theft”.

14/04/2014 15:05:02 Check for Back-Up Service

George and Melina, newly and happily married, just moved into their own flat in Samabula. The couple had so much to do – an enthusiastic Melina couldn’t wait to decorate her lounge and kitchen. Her mum had gifted her some domestic electrical appliances but what she really needed was a fridge, a washing machine and a toaster. The two went ahead and purchased the three items – everything went well up until after a year of purchase.

14/04/2014 15:04:00 Know Your E-Banking Service Cost

The Council is advising the consumers to scrutinize and compare the set of fees/charges imposed by the major commercial banks offering online banking services.

14/04/2014 15:03:00 ISPs should guarantee their advertised speeds

Like mobile phones, the internet is a ‘need’ for many ordinary consumers in today’s modern technology-driven society. Internet service providers (ISPs) understand the demand and have tried to attract consumers with promotions highlighting how faster their speeds are or how generous they are with data.

14/04/2014 15:01:52 How secure is on-line banking in Fiji?

Safety, user-friendliness and information are what banks around the world offer to their customers opting for e-banking (internet or online banking) to protect from fraud. Do our local banks that offer online banking system also have a security system in place? How secure is online banking in Fiji?

14/04/2014 15:00:39 Let’s “Fix Our Phone Rights”

On 15 March 1962, President John F Kennedy gave an address to the US congress in which he formally addressed the issue of consumer rights. He was the first world leader to do so, and the consumer movement now marks 15 March every year as a means of raising global awareness about consumer rights. World Consumer Rights Day was established on 15 March 1983 to promote consumer rights around the world. Today, ( 15th March), consumers and consumer bodies across the globe are celebrating the World Consumer Rights Day (WCRD) to promote consumer rights.

14/04/2014 14:59:23 E-Banking – the flip side!

While, e- banking saves a lot of time and keeps you more in touch with your finances, it is not perfect - You also need to be comfortable using computers, and you need a basic understanding of internet security. From time to time, you may experience technical glitches, and there is no face to face customer care. It is not just about ease-of-use but also how to beware of online banking security issues!

14/04/2014 14:58:44 Banking Fraud

Can you imagine the shock you have to go through if you find out that your hard earned money has disappeared from your bank account through a mysterious transaction – this may sound bizarre to you but it is a reality and no longer just a crime story we read about or watched on TV? One Mr Singh of Suva faced his worst nightmare, falling victim to a bank fraud.

14/04/2014 14:57:31 Quality of the Driving Lessons

DRIVING has become an essential requirement in today’s hectic world. Whether it is for business or personal use, knowing how to drive and having a license is important. This often involves seeking the services of a driving school. Today, hiring the services of driving schools is quite easy as there are many driving schools offering services at competitive rates. Fees for driving lessons depend on the needs of the learner and the duration of lessons. Fees can range from $400 to $700 for training the learners till they secure a driving license or on an hourly rate of $30 to $40 per hour.

14/04/2014 14:56:09 Building a home: things to look out for

SHELTER is a basic human need. Many consumers dream of owning their own home and most of them dig out their lifelong savings to buy or build one. And it not just about fulfilling that basic need, but is more importantly about having a quality home that is strong and long-lasting. If a consumer is spending a large sum of their own money (or even a loan) on building a home then a great deal of careful planning is needed. From purchasing of hardware materials to identifying construction companies to electrician and plumbers, must be well planned. Home owners should realise that accomplishing this dream lies in the hands of the builders.

14/04/2014 14:54:35 Keep within your budget this Valentines

Love is in the air with 14th February just around the corner to mark Valentine’s Day, a special day when consumers across the globe spend money to celebrate their love. Valentine’s Day is a popular gift-giving event, even when consumers are tight with their budgets. In Fiji, Valentine’s Day shopping is nothing less than any other festive occasion with people buying gifts to spoil their loved ones. Commercialisation of love has already started with enticing promotions, giving ideas on how you can spoil your Valentines.

14/04/2014 14:53:12 Borrow at your own risk

With the opening of school and tertiary students getting ready to begin classes soon, many parents and guardians are left with a hole in their pocket as they try to meet each and every need of their children. In this tight financial state, some of them would be desperate to have more cash in their hands. And, for many, getting a loan from the banks or other financial institutions is simply impossible, so they look for quick and easy means to take loan and such rescuers happen to be the moneylenders or loan sharks. In Fiji, we have quite a many of them, locating in the abuzz corners of our towns and cities, most of them lending money at exorbitant interest rates.

14/04/2014 14:52:00 Getting Travel Insurance Policy

Travel Insurance provides vital protection against the impact of something going wrong. However, travel insurance is also a financial product that people need to fully understand in order to be able to make an informed decision when buying the package.

14/04/2014 14:50:50 Students living off – campus:be vigilant when flat-hunting!

Students living off- campus often face problems with their landlords. They get into sticky situations when hunting for flats because they are unaware of their rights as a tenant, and not familiar with the laws regarding landlord and tenancy.

14/04/2014 14:49:13 Lottery fairness under spotlight

But a recent complaint investigated by the Consumer Council of Fiji has opened a can of worms, unveiling a crucial issue, which every individual or syndicate groups playing this lottery need to ask- “Have my numbers been entered into the Tattersalls online gaming system in Melbourne, Australia?” If you think that the game you played gets recorded immediately via a direct link to Tattersall’s gaming system in Melbourne then you are wrong. for more and to read in I Taukei

14/04/2014 14:48:10 Savvy School Shopping

For many parents engaging in back to school shopping is a big challenge- given the number of items to be bought and the demands placed by schools in purchasing them.

16/01/2014 11:28:03 Students living off – campus: be vigilant when flat-hunting!

It is that time of the year when many young men and women are preparing to leave their sweet homes to come to towns and cities , filled with excitement and hope to fully enjoy another phase of their lives - the university life.